Archive for February, 2012
Happy With Your Insurance Broker?
Are they easily contactable? Do you get answers to questions quickly? Communication is one of the most important factors in any business especially the insurance industry where decisions and actions have to be taken very quickly. Any delay can cost you an order or a contract Problems can arise at any time, 24 hours a [...]
Read morePersonal Possessions Insurance
Do you travel abroad and buy jewellery or items to bring back to the UK? If purchased outside the European Community and not declared to Customs and Excise and duty paid, insurers can repudiate a claim. We refer to the case law: Geismar v Sun Alliance and London Insurance (Solicitor) where Judge J Talbot ruled [...]
Read moreNon Declaration and Material Facts
So What Is A Non Declaration or Material Fact? Before signing proposal form for insurance or giving a declaration to underwriters, you must ensure that you have provided any information which could affect their decision to accept the risk or rating of the premium. Any information which is misleading or untrue, insurers will be entitled [...]
Read more
