Door Locks and Your Insurance

LocksYour policy may specify the security locks required on doors. The usual standard requested is to BS3621 2007 version.  If your lock was fitted prior to 2007 it may not conform to the latest standard.  The new requirement is for the bolt to have a throw of 20mm rather than the 14mm of the earlier British Standard.  Most BS3621 locks have an anti pick device built in to reduce the chance of the lock being picked. It has come to our attention that some insurers are taking a very hard view of this requirement and claims could be repudiated if this is overlooked.  Don’t be caught out.  Check your policy wording and endorsements and ask your broker if you are unsure.  Your broker is there to help and guide you.  They must point out any requirements your policy may have. If you are unsure then obtain the advice of a local locksmith.

Speak to Bromwall if you wish to discuss further or have any queries.  Call us on 01707 883377 or email us on info@bromwall.com

Image courtesy of Michelle Meiklejohn / FreeDigitalPhotos.net  

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