Personal Accident Insurance
For Personal Accident Insurance Contact Maureen Ellis or David Walton directly on 01707 894403 or email us on info@bromwall.com
Group and Individual Personal Accident Insurance with Bromwall
If the unthinkable happens and you suffer an injury, whether at work or play, will you be able to continue to work? If you break your arm or leg can you still carry out your job? How will you pay the bills? If you are a company, can you afford to hire an additional member of staff while one of your key workers is off work? You should have a personal accident insurance policy (available for a group of people or an individual).
What does Personal Accident Insurance Cover?
Personal Accident Insurance cover will include Temporary Total Disablement (TTD) and Permanent Total Disablement (PTD). A policy will pay a weekly wage to you (after a deferment period or excess, usually 7 to 14 days depending on your trade). So what classes as disablement? It ranges from broken limbs which prevent you from working to brain damage and paralysis. A personal accident insurance policy will usually pay for at least 12 months following an incident which will help matters in the short term and help you maintain an income.
Remember – There are around 1000 deaths which occur each year in work related road accidents, more than 36 million working days lost to accidents and illness in the UK annually and 2.7 million people require accident and emergency treatment in hospital each year (RoSPA 2009 – source). Has there been a more important time to obtain Personal Accident cover.
For a personal and confidential service speak to Bromwall. We provide a professional and sensible approach to your personal accident insurance requirements and will advise you accordingly.
