Instructions For Maintaining Properties

Property MaintenanceIn order to comply with your insurance cover the property that is insured must be regularly maintained with special attention to any requirements imposed by the insurers following a survey of the premises.  The following points are just a few of the things which must be carefully considered: 1. Make sure the electrical inspection certificate is up to date. 2. Any flat roofs must be inspected and any defects repaired. 3. Gutters should be inspected and cleaned out as necessary. 4. Storm drains should be inspected and cleaned out as necessary. 5. If an alarm is required by the insurers then it should be checked in accordance with NSI, SSAIB requirements. 6. Check to see that any roof mounted equipment is secured soundly and also check that lightening conductors are connected and there is no break in the connection. 7. Complete a fire assessment in accordance in accordance with H&S requirements. 8. Trim back any foliage and have trees pollarded regularly if necessary. 9. Fire extinguishers must be checked annually. 10. Check all stairways and walkways for surface defects where trips or falls could occur. These seemingly basis steps are so often overlooked and in the event of a claim can be a reason insurers do not pay.  The insured has a duty of care and as a result, you must make sure basic steps are carried out to ensure you do not invalidate your policy.

To discuss your property insurance requirements contact Bromwall on 01707 883377 or email us on

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