Haulage & Heavy Goods Vehicles, UK & Europe
Bromwall can provide you:
- Best quotes from a selected panel of insurers
- Adverse claims experience welcomed
- Cover for HGV’s from 7.5t to 44t including tippers, tankers and low loaders
- No restriction on drivers
- Foreign use available
If you are starting out in the haulage industry you will need to take out Employers Liability insurance. Essentially this will protect your employees from the potential hazards that exist in the haulage industry. These include injuries as a result of falling, being crushed and road traffic accidents. If your employee needs to make a compensation claim against your company, this insurance will cover these without causing a financial loss to your business.
This type of insurance will ensure that your haulage business is covered against damage or compensation claims made by the public. If one of your vehicles accidently damaged somebodies vehicle or property, this would cover those costs incurred by a claim including any injury compensation.
This is a specialist insurance that protects your company against any losses to the goods that you are carrying. If one of your trucks was damaged by fire or perhaps collided with another vehicle or object and the cargo was damaged or destroyed, haulier’s liability insurance would most likely cover the costs of this accident. Another example would be if your truck was carrying fresh goods and for some reason the delivery was delayed and they were unfit for consumption, haulier’s liability insurance would cover this cost.
Obviously your drivers need to have a full driving license and also the relevant HGV credentials before you can consider hiring them to work for your haulage company, but they also need something else besides. The Standard International Operator’s License for road transport must be obtained for drivers within the UK and those who travel internationally. This applies to all vehicles that weigh more than 3.5 tonnes. If your haulage firm also carries dangerous goods, then your driver will need to apply for and obtain an International Carriage of Dangerous Goods by Road training certificate. This is both a legal requirement and common sense, due to the fragile and volatile nature of this class of cargo.
Other Issues in UK
As well as insurance issues and licenses, there are many other issues here in the UK that need to be considered when starting or running a haulage firm. Thanks to complaints in various local villages in the UK, HGV’s are facing bans on certain roads. The locals usually have issues with vehicles weighing more than 7.5 tonnes passing through their villages. This affects haulage firms because the most directs routes are starting to disappear and this could eventually cause a logistics nightmare.
European Haulage Issues
To make your haulage firm competitive and potentially lucrative you will need to consider international logistics as part and parcel of the whole operation. Your drivers will need to apply for and obtain Community Licenses and road haulage permits in order to be legal. The Standard Operator’s License must also be held before applying for these credentials. Once the Community License is held, the driver and haulage vehicle are good for a trip between all EU member states. The license is also valid for trips through Switzerland, Norway, Iceland and Liechtenstein. Bilateral permits are another credential and these are required for the following countries:
- Russian Federation Morocco Kazakhstan Georgia
Other European Issues
Although European haulage trips can be good earners, the logistical issues can and will cause headaches on occasions. Just take a look at the headlines right now to see how UK truckers are facing massive delays at both ends of the channel tunnel. Workers may decide to strike and this throws those tight schedules and deadlines into array. You also need to be aware of the dangers currently faced by our truckers when faced with immigrants who decide to help themselves to a lift courtesy of your own haulage firm. These are all good reasons to ensure that your haulage firm has the correct insurance policies in place as well as training your drivers to act in the correct manner when dealing with such issues here and abroad.