Building a house is a very complex procedure. From the planning stage, to designing the build, to the insulation, electricity and plumbing, there are a lot of aspects of house design that must be well thought out in advance. Whether you hire contractors or opt to self-build, knowing that you are covered once the house is standing is vital.
Over 14,000 people built their own homes in 2013 and this figure is set to rise. Grand Designs regularly pulls in over 3 million viewers an episode and over 100,000 people in the UK have subscribed to websites which let them know when plots of land are available.
If you have the time available to you, it is a lot cheaper to buy a plot of land and build your own home, than it is to purchase a pre-built house. However, the process isn't without risk, and this is where latent defects insurance from Bromwall can help.
Latent defects insurance provides protection against defects in buildings. When you build a house yourself it may not be immediately apparent that there are defections and unless you notice early on you could find yourself with a large repair bill. Latent defects insurance covers you for the cost of defective repairs after the build has been completed.
Policies usually run for a period of 10 years, which is usually long enough for defects to make themselves known. When you take out a policy you'll be covered for defective design, structural damage and waterproofing. Extra additions can also be taken out to cover you for electrical and plumbing issues, mechanical installations & a selection of other possible issues.
We always go above and beyond to give you peace of mind, our premiums are amongst the lowest you will find anywhere and with over 40 years industry experience, we are skilled with dealing with every scenario you can think of. If something does go wrong, you can be rest assured we will assist you every step of the way.
Our insurance policy covers residential and commercial properties, self builds, and mixed use properties.
Our policies run for 10 or 12 years and our insurers will carry out a full audit of the property when you choose to take out a policy.
We promise to help make the claims process as easy as possible. Unlike other companies, we reply promptly to your claims and queries relating to your latent defects insurance policy. We want to ease your stress levels so will do everything in our power to make the claims process go smoothly.
We offer easy online access to your insurance certificates, so you can access them whenever you need them. You won't need to route around through piles of paperwork when you insure with us.
We offer flexible policies that cater to your needs. We can also help you decide whether you need to take out any extras, or whether you will be better off with just a basic plan.
We offer a variety of other insurance plans, which can compliment your latent defects insurance. These include small business insurance, commercial property insurance, prestige home insurance, let property insurance, and unoccupied home insurance.