Whether you are an owner occupier of your commercial property or you own an office or warehouse which is let to tenants, you need the right level of commercial buildings insurance. Its all to easy to pick the cheapest premium and worry about the cover later. At Bromwall we will fully asses your requirements and if a claim should occur, you can rely on your insurance company and the backup of your insurance broker.
When arranging your commercial buildings insurance you have to ensure you calculate the correct re-building sum insured. There are a number of elements you must take into account;
Is the property listed?
Does the property have composite panels? If so you must find out what the infill is. Modern infill is usually rock wool by Kingspan or similar. This is essential as failure to disclose the infill could lead to a policy being treated a void in the event of a claim. We can help you if you are unsure if you have composite panels or need some advice.
Have you suffered previous claims? A fire or flood? Don't be put off looking at alternative commercial buildings insurance quotes. If we can help we will tell you.
Type of Construction. Do you have wooden floors? A flat roof? A thatched roof? These can all have an effect on your insurance premium or the excess. We can help you.
We have been operating for more than 40 years and have wide experience in placing commercial buildings insurance. We have access to a very wide range of insurers and can offer advice and support far wider than most brokers in this field. We will support you in the event of a claim, when you need your insurance most. Competitive premiums are a must and we aim to provide the best premium but without reducing cover. Our documentation makes it very easy to understand your policy and make any changes where necessary through out the year. We are always on hand to help. Call us for a quotation or if you have any queries/questions.